An exciting new stage of life

Today, retirement is less about retiring from work and more about retiring to something you love. Increasingly, people look upon their retirement years as an opportunity for personal growth: a chance to travel, learn and enjoy more leisure time. For many, retirement is a chance to try a new line of work, launch a business venture, or orchestrate a blend of work and sabbaticals.

No matter what stage of retirement planning you’re at, we will help you prepare for a fabulous future. As in life itself, money isn’t the only thing that matters. We look at everything that a meaningful life should embrace: family, health, learning, work, adventure, and a legacy.

People who feel financially and emotionally prepared tend to be healthier and more optimistic than those who have not made adequate plans. Our team of experts provides everything you need to retire in comfort and peace of mind.

Transitional planning

We conduct a financial check-up, a pension plan assessment, plus a valuation and analysis of your insurance^† policies and employment retirement package. We will review and update your current retirement plan, and show you how to generate more tax efficient income.

If you are planning for retirement

We discuss your reasons for retiring, your degree of readiness, where you plan to live, what you plan to do, and what you want your retirement to be like. We offer coaching on budgeting and lifestyle matters.

If you have already retired

We assess your degree of satisfaction with your current lifestyle and your financial standing in depth.

Your estate

We help you conserve and enhance a lifetime of achievement by developing an exit strategy to minimize tax and conserve wealth. We will focus on will planning, tax minimization, succession planning, and charitable giving. Health issues might need to be addressed, and your expected life span. Family trusts and private foundations are considered, and, if you have a family business, we will discuss its sale or its role in your retirement years. Our goal is to create a well-rounded estate plan, which allows you to pass wealth to the next generation efficiently and effectively.

Your legacy

We examine your paper trail — the documents which ensure your legacy is guaranteed, such as your will, insurance^† policies and trusts. Consultations will also centre on philosophical explorations of what you want your life to have been about. What really matters to you? What causes or charities do you feel are important?

We help you build a legacy to symbolize a lifetime of accomplishment in a meaningful and memorable way.
 

^† Insurance products and services are offered by Blackmont Insurance Services Ltd.