Here is the process we will use to plan a lifetime of good investment choices.

1. Get to know each other

It is essential to learn all about your time lines, wealth structure, risk tolerance, income needs, long-term dreams, and legacy plans. We encourage you to consider your entire financial horizon so we make the right financial decisions in context, remain organized and focused on the road ahead.

We believe that a clearly defined client/advisor relationship is critical to long-term success. We will spend time educating you prior to acting on the plan, ensuring your comfort level and expectations are aligned.

2. Create your Investment Policy Statement (IPS)

Your IPS defines your unique circumstances today and plans for your financial future. It will outline risk parameters; income needs; your tax, estate and insurance^† circumstances; and the levels of service and communication you can expect from us. The IPS is essentially created in partnership with you, and evolves as your life and objectives do.

3. Execute the Plan

We will ascertain the optimal asset allocation and determine the best investment structure, managers and strategies, based on the IPS. This process is finalized together prior to setting the plan in action.

Blackmont’s exceptional Integrated Managed Account (IMA) platform enables us to design strong portfolios simply, cost-effectively and without bias. IMA provides access to some of the world’s finest money managers at reduced fees, and presents an unlimited array of products and platforms from across the globe so we can create a truly customized financial solution for you.

If you have solid relationships with other advisors such as legal, accounting, estate planning, or insurance specialists^†, we are happy to work with them; otherwise, we can recommend or liaise with top people on your behalf.

4. Study and Monitor the Plan

Your investments will continually be monitored and, when necessary, rebalanced to ensure we’re meeting your required goals. We spend a great deal of time seeking and evaluating superior investment alternatives.

5. Report and Communicate

We believe in keeping you informed on your investments. You determine the frequency and format of our contact, whether daily, weekly, quarterly, semi-annually, or annually. Our fee-based IMA program provides quarterly and customized reporting.
 

^† Insurance products and services are offered by Blackmont Insurance Services Ltd.