Quick Links
Personal Investors
Corporate Investors
Foundations & Endowments

Related Links
Financial Planning
Cash Flow Planning
Retirement Planning
Estate Planning
Philanthropic Services
Insurance

Wealth Management for Private and Entrepreneurial Investors

Affluent people often lead busy, complicated lives. We focus solely on satisfying their financial needs. Whether you are investing as a private individual, on behalf of your family, or for both personal and entrepreneurial objectives, The Smith Group* can provide wise counsel. We are deeply committed to earning our clients’ confidence by taking care of their money, keeping them well informed and staying in touch.

We believe that investing should not be performed in isolation; it is an integral part of your life. We work with your interdependent professional advisors to ensure your investment strategy is co-ordinated and consistent with your current financial situation, estate plan and philanthropic objectives.

Our goal is to provide you with superior long-term results within the context of your personal risk tolerance and our service excellence commitment. Key components of our service include our consistent methodology, our above-and-beyond due diligence, and our unique but advantageous analysis of worst-case scenarios to ensure you are prepared in case the unexpected occurs.

Your Dependents

Providing for dependents can be a major challenge that tends to keep investors awake at night. Many of our clients worry that their sons and daughters will spend their inheritance too quickly or fail to invest it effectively. Setting up trusts in advance is a smart way to ensure your investment values are passed on along with your hard-earned, carefully tended capital. Trusts set your mind at rest by ensuring that your legacy will last long enough to benefit your heirs in the manner you desire.

Testamentary trusts for grandchildren can arrange your legacy to be passed to your intended loved ones in a safeguarded, non-divisible manner, without putting your son’s or daughter’s marriage at odds.

The Smith Group* will help you establish the ideal financial cornerstones with the utmost in discretion and personal sensitivity.

Our team of dedicated professionals can handle all the details to set up systems in advance for:

• Minimizing tax
• Customized asset allocation
• Setting up trusts to ensure your heirs invest your legacy wisely
• Ensuring your heirs are financially able to carry the tax burden of a large legacy
• Smooth and equitable transfer of family assets
• Generational Services — helping your entire family
  • Setting up family accounts
  • Educational services
  • On-going financial consulting services
• Registered Education Savings Plans (RESPs)
• Family plans
• Individual plans

Your Business

Many of our clients are entrepreneurs and, as we run our own business and value the spirit of enterprise, we offer investors the added advantage of understanding the mindset and complexities of entrepreneurship.

Best-In-Class Products

Equity Investments

• Equity and preferred share instruments from all major North American exchanges
• Open and closed end mutual funds
• Investment pools and structured products
• Equity linked notes
• Options

Canadian and US Fixed Income and Money Market Instruments

• Government Guaranteed Bonds
• Canada and Ontario Savings Bonds (CSBs and OSBs)
• Strip bonds
• Commercial paper
• Treasury bills and bankers’ acceptances
• Corporate bonds
• Mortgage backed securities
• Guaranteed Investment Certificates (GICs)

Alternative Investments

• Hedge funds
• Income trusts
• Managed futures
• Real Estate Investment Trusts (REITs)
• Principle guaranteed notes

Online Access

• Envoy — Live 24/7 Internet access to account information, market data, news and investment research
• Electronic monthly statements

 
The comments contained herein are general in nature and professional advice regarding an individual’s particular tax position should be obtained in respect to any person’s specific circumstances.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.