Our Services
Managed Money
Liberty Account
Collaboration
Retirement

Our Services

This five-step process drives the development of your portfolio.

1. Profiling – Through in-depth discussion and analysis, we create a detailed profile of your financial situation, time horizon, risk tolerance, goals, and expectations. We may also prepare a detailed personal investment plan to help you manage debt or implement a consistent savings strategy.
    
2. Planning – We prepare an individualized Investment Policy Statement (IPS) for you that outlines our asset allocation strategy recommendation and our service and communication commitments, so that you know exactly what to expect when working with us.
    
3. Implementing – We select investments to implement the asset allocation recommendation outlined in the IPS. Each portfolio is constructed with investments that are aligned with your risk and return objectives, while incorporating estate planning and tax saving strategies. Your portfolio is constructed using combinations of managed and advised accounts:
    
   1. Managed accounts are run by external investment managers on a discretionary basis. In these accounts you enjoy the benefits of owning the individual securities in your account.
       
   2. Advised accounts are run on a non-discretionary basis. We make recommendations for these accounts but you maintain ultimate control over the investment decisions being made. These accounts can hold virtually any investment vehicle.
       
4. Reviewing – Every quarter we provide you with a performance report that summarizes the individual securities held in your portfolio. As well, we provide comprehensive year-end performance reporting that outlines realized capital gains and losses so that you understand how your portfolio is working for you through one of the most powerful portfolio management tools in the industry.
    
   1. Key to the reviewing phase is a personal meeting to determine whether your profile remains accurate continues to meet your current and future financial needs.
       
5. Rebalancing Strategy – Ongoing internal financial plan reviews are conducted, discussions are held with you throughout the year, and adjustments are made as circumstances change. Performance updates are prepared at a frequency that matches your needs.