I will structure a portfolio for you using equity and fixed income vehicles, providing my advice — and consulting your input — to meet your objectives on a fully managed basis. This same advice can also be provided on a non-discretionary basis, which means I will ask for your consent before making a transaction.

Where possible, I prefer to build portfolios using Blackmont’s unique, fee-based Integrated Managed Account (IMA) platform. IMA can contain an almost unlimited range of product options, from investments proposed by me to those recommended by the world’s finest third party money managers, combined in a single portfolio that is measured against the appropriate benchmarks.

Through detailed interviews, we will work together to determine your risk profile, time horizon, wealth structure and unique goals. By understanding these critical factors, I will be able to prepare for you the customized Investment Policy Statement (IPS) that contains your map to a lifetime of good investment choices.

Striving to meet your investment objectives within a cost-effective, conservative framework, I blend a range of investment vehicles from traditional stocks and bonds to the relatively new Exchange Traded Funds (ETFs) that duplicate the composition and performance of the various equity, commodity and fixed income markets. ETFs are an efficient way to provide low-cost diversification for your portfolio.

It’s important that I work in context with your other advisors, such as your tax accountant, lawyer, and insurance specialist; or, I can recommend top professionals if they are needed.