An early and very important component of my advisory service is having each client complete a questionnaire to establish his or her true risk tolerance level. Many people believe they have a higher tolerance for risk than they actually do, and this questionnaire helps them to form realistic expectations regarding the returns and services they can expect.

Any return above the ten-year Government of Canada bond base line guaranteed interest rate involves some degree of risk. I help clients to recognize how much risk they must incur to obtain a certain return, and to acknowledge their true comfort level with the potential for loss. This way I obtain a greater level of trust from my clients, and the freedom to tailor truly personalized financial plans that best suit their needs.

My asset-based fees are negotiated with each individual client, based on the level of maintenance each account requires as well as the kind of returns I have been able to yield for you.